At HGFDirect, we know that one of the most frustrating parts of buying or refinancing a home is the waiting – whether it’s for a credit decision so you can make a competitive offer, or finding out when your closing will be.
That’s why we created our FastForward Approval.™ As part of our refreshingly simple mortgage process, our goal is to provide you with a 48-hour loan approval and have your mortgage ready to close in 21 days. With the FastForward Approval™, you can get where you want to be – faster and with more confidence.
Here’s a summary of the key steps:
- Apply online from your smart phone, tablet, laptop or desktop. Or if you prefer, you can speak directly to one of our experienced Mortgage Loan Officers at 1-855-400-9871.
- Submit your documents. Once you apply online, you will receive a list of required documents. Provided you return the required documents immediately, our goal is to give you a credit decision within 48 hours, and to have your loan ready to close in 21 days. Be sure to submit the requested documents immediately so the processing of your mortgage is not delayed. HGFDirect will order a property appraisal, if required.
- Receive a credit decision. The underwriter reviews your application and documents and upon approval, issues a commitment letter. The commitment letter outlines any additional items that may be needed prior to closing.
- Get ready for closing. Once your file is complete, we’ll prepare your closing paperwork and set a closing date.
You can rely on our experience and dedication to keep you informed and keep the process moving forward.